Be Prepared For Rising Water And Get Life Back To Normal After A Flood Faster.
Hurricane season is upon us, and flooding from Florida’s sometimes extreme weather often causes the most destruction. Yet, losses due to flooding aren’t typically covered under most insurance policies -- whether or not you live in a flood zone or a coastal community.
Fortunately, Suncoast Credit Union has got you covered with affordable flood insurance solutions through our Members Insurance Center.
Speak with one of our experienced agents about the coverage that fits you best and rise above flood risks with Suncoast Credit Union.
Protect Your Most Valuable Investment And Its Contents.
You worked hard to build your life and you deserve to have it protected. With us, you can rest easy knowing your home is in good hands.
Benefit from affordable rates
Enjoy hassle-free customer service
Receive coverage that meets your needs and budget
Work With An Insurance Agency That Has Your Back
At Suncoast and Members Insurance Center, LLC, we pride ourselves on being different. Everything we do is with our members in mind, and for nearly 90 years we have been committed to improving the quality of our members' lives and their financial future.
Our members are our top priority and wherever life takes you, we’re here to help with products, services and the personalized attention you need at every turn.
Testimonials
500+ homeowner & renter success stories and counting
Find out why our members trust us
Why Get Flood Insurance Through Suncoast Credit Union via our Members Insurance Center?
Get Insurance Coverage In Just A Few Clicks
"I never expected my home would be flooded because I don't live in a flood zone. Thankfully, I had protection from Suncoast Credit Union."
Amanda Peterson
Flood Insurance FAQS
Flooding is defined as a general and temporary condition of partial or complete inundation of normally dry land at least 2 acres from:
- Overflow of inland or tidal waters
- Unusual and rapid accumulation of runoff of surface waters
- Mudslides as a result of flooding
Flood insurance provides protection for two distinct categories of insurable property: buildings and contents. Building coverage safeguards your structure, while content coverage safeguards your possessions.
Building coverage encompasses:
- The insured structure itself and its foundation.
- The electrical and plumbing systems within the structure.
- Central air conditioning equipment, furnaces, and water heaters.
- Appliances such as refrigerators, cooking stoves, and built-in devices like dishwashers.
- Permanently installed carpeting that covers unfinished flooring.
Contents coverage includes:
- Clothing
- Furniture
- Electronic equipment
- Curtains
- Air conditioners
- Microwaves
- Dishwashers
- Carpeting
- Washers and dryers
Price depends on each individual home, including property details and location. Get a free custom quote to learn more.
If you live in a community that participates in NFIP (National Flood Insurance Program) and you are a renter, you can get flood insurance to cover the contents of your home, apartment or business at a rented location.
According to FEMA (Federal Emergency Management Agency), flood insurance is required for some homeowners who live inside a flood zone, but recommends that even if you live somewhere where it's not required, it's always the safest bet. In Florida, you either live in a high risk flood zone or you live near one.
Why Risk It?
Take the first step to protect your home and belongings by getting a free flood insurance quote today.