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    Rated 4.9/5 By 100's of Homeowners & Renters

Rise Above Flood Risks

Recover quickly with flood insurance from Suncoast Credit Union and Members Insurance Center, LLC.

Comprehensive coverage

Policies that cover building and contents

Quick and easy application process

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"It was a fast, easy, and affordable way to get flood insurance and peace of mind."


Fill out the form to get a FREE custom quote for your flood insurance.

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Be Prepared For Rising Water And Get Life Back To Normal After A Flood Faster.

Hurricane season is upon us, and flooding from Florida’s sometimes extreme weather often causes the most destruction. Yet, losses due to flooding aren’t typically covered under most insurance policies -- whether or not you live in a flood zone or a coastal community.

Fortunately, Suncoast Credit Union has got you covered with affordable flood insurance solutions through our Members Insurance Center.

Speak with one of our experienced agents about the coverage that fits you best and rise above flood risks with Suncoast Credit Union.

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Protect Your Most Valuable Investment And Its Contents.

You worked hard to build your life and you deserve to have it protected. With us, you can rest easy knowing your home is in good hands.

Benefit from affordable rates

Enjoy hassle-free customer service

Receive coverage that meets your needs and budget

Work With An Insurance Agency That Has Your Back

At Suncoast and Members Insurance Center, LLC, we pride ourselves on being different. Everything we do is with our members in mind, and for nearly 90 years we have been committed to improving the quality of our members' lives and their financial future.

Our members are our top priority and wherever life takes you, we’re here to help with products, services and the personalized attention you need at every turn.

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500+ homeowner & renter success stories and counting

Find out why our members trust us

"I have gotten 2 home loans lots of paperwork but all the t have been crossed and dotted the i. the interest rates have been low has well. I have been a customer for years and I am just as happy then as I am now."

Why Get Flood Insurance Through Suncoast Credit Union via our Members Insurance Center?

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Complete Coverage

With so many options, it can be overwhelming to find a simple answer. Cut through all the noise and get insider insight on the best option for you.

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We are here to serve you online or by phone.


We’re committed to giving back to the community and providing excellent service to meet all your financial needs.

Get Insurance Coverage In Just A Few Clicks

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    A Quote

    Fill out the form to get a free personalized quote for your home's flood insurance coverage.

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    Your Home

    Get custom insurance coverage to ensure you protect your home and belongings.

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    Peace Of Mind

    Have peace of mind knowing your home is covered by a trusted flood insurance company.

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"I never expected my home would be flooded because I don't live in a flood zone. Thankfully, I had protection from Suncoast Credit Union."

Amanda Peterson

Flood Insurance FAQS

Flooding is defined as a general and temporary condition of partial or complete inundation of normally dry land at least 2 acres from:

  • Overflow of inland or tidal waters
  • Unusual and rapid accumulation of runoff of surface waters
  • Mudslides as a result of flooding

Flood insurance provides protection for two distinct categories of insurable property: buildings and contents. Building coverage safeguards your structure, while content coverage safeguards your possessions.

Building coverage encompasses:

  • The insured structure itself and its foundation.
  • The electrical and plumbing systems within the structure.
  • Central air conditioning equipment, furnaces, and water heaters.
  • Appliances such as refrigerators, cooking stoves, and built-in devices like dishwashers.
  • Permanently installed carpeting that covers unfinished flooring.

Contents coverage includes:

  • Clothing
  • Furniture
  • Electronic equipment
  • Curtains
  • Air conditioners
  • Microwaves
  • Dishwashers
  • Carpeting
  • Washers and dryers

Price depends on each individual home, including property details and location. Get a free custom quote to learn more.

If you live in a community that participates in NFIP (National Flood Insurance Program) and you are a renter, you can get flood insurance to cover the contents of your home, apartment or business at a rented location.

According to FEMA (Federal Emergency Management Agency), flood insurance is required for some homeowners who live inside a flood zone, but recommends that even if you live somewhere where it's not required, it's always the safest bet. In Florida, you either live in a high risk flood zone or you live near one.

Why Risk It?

Take the first step to protect your home and belongings by getting a free flood insurance quote today.